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How to Keep Driver’s Licence on Your Smartphone (Digilocker)

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62292452 - international driver's license card identification data information concept

Want to keep your driving licence on your smartphone or download a soft copy instead of carrying it everywhere physically? The government has provided an option to help keep your driving licence saved on your phone or have its soft copy via DigiLocker or the mParivahan app.

This comes in handy especially if you forget to carry the physical copy of your driving licence. Also, keeping your driving licence stored on your smartphone helps to save its hard copy from getting lost or theft.

In 2018, the government passed an advisory for states to accept driving licences and vehicle registration stored in DigiLocker and the mParivahan app.

That move was aimed at eliminating the need for carrying physical versions of documents while driving.

Before beginning, it is important to point out that you need to have an account on DigiLocker. You can sign up on DigiLocker using your phone number and Aadhaar card.

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IT departments and companies are switching strategies amid Great Resignation

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After a year of layoffs and hiring freezes, companies have increased hiring in recent months. At the same time, a tight labor market and Great Resignation of sorts has companies using deal sweeteners to attract top talent and fill openings.

On Thursday, PwC released the results of its latest U.S. Pulse Survey, highlighting executive concerns about high turnover and network security following a string of high-profile cyberattacks.

To ensure business continuity amid high turnover, many CIOs are planning to alter their strategies to make the company “less dependent on employee institutional knowledge,” says PwC.

“As the pandemic shuttered us all inside our homes and opened up the possibility of remote work, employees have been able to reflect on their needs and aspirations for over a year. The result: many want a new, flexible model of work,” said Joe Nocera, leader of PwC’s Cyber & Privacy Innovation Institute. At the same time, some companies could look to poach top talent amid a tight labor market.

Citing PwC’s Next in Work survey, Nocera said 65% of respondents reported they were looking for a new position and 88% of executives were seeing comparatively high turnover, adding that “the competitive war for talent has never been more fierce.”

Interestingly, about half of executives said they were planning to “change processes to become less dependent on employee institutional knowledge” in the next 18 months, according to the report.

So, why are executives choosing this route and what are the benefits of making companies less dependent on the institutional knowledge of their workers?

Turns out, the moves could be related to the surge in employees jumping ship.
“To keep operations running smoothly through these high volumes of resignations and turnover, almost half of CIOs plan to make changes in their processes to make organizations less dependent on employee institutional knowledge,” Nocera said.

Using processes such as automation and others, companies “allow employees to shift their focus from time-consuming rote tasks to more strategic activities,” Nocera explained.

“Ultimately, this saves executives from having to repeatedly spend time and money training new employees on routine tasks.”

Many CIOs are still concerned about numerous cybersecurity elements related to their hybrid work models. A section of the PwC report identifies CIO “worries” related to hybrid work with “data privacy, cybersecurity and compliance concerns” topping the list for 43% of respondents. Other top concerns include “digital upskilling,” attempting to balance the “tech-driven experience of remote and on-site workers” and increased shadow IT occurrences.

Halfway through year two of remote work at scale, what are some of the roadblocks holding back companies and IT teams from deploying more robust network security?

“In the midst of the technology talent shortage, the lack of employees with the skills needed to deploy a more robust network security has been a major roadblock in securing the new hybrid work model,” Nocera said.

In recent months, a number of cyberattacks have targeted critical aspects of the U.S. infrastructure ranging from meat and petroleum production to local water supplies. These attacks have brought conversations surrounding cybersecurity preparedness front and center for companies around the globe.
“Recent high-profile cyberattacks have highlighted how security vulnerabilities can come from anywhere and at any time. They have been a wake-up call for technology executives to bolster security initiatives,” Nocera said.

“As ransomware-as-a-service continues to hit hard, CIOs must be laser focused on their own network securities and ways to bolster their resiliency proactively.”

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Sandals Give Caribbean Olympians Complimentary Vacations

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In honor of their brave efforts at the 2020 Tokyo Olympics, Sandals Resorts International’s Executive Chairman, Adam Stewart, has given almost 100 Olympians from the islands where the business operates complimentary vacations.

Olympic medalists will get one complimentary no-limit nights’ stay in the highest room category at any Sandals or Beaches resort in the region, as well as luxury BMW transportation from their house to the resort of their choosing, if available.

Athletes who represented their country, in any event, will also enjoy four-night luxury holidays at a Sandals Resort on their home island. Because the much-anticipated Beaches Saint Vincent is still closed, the contingent from St Vincent will spend their holiday in St Lucia.

Commenting on the teams’ outstanding achievements in getting to the Olympics and standing on the podium, Stewart said, “It takes a great amount of sacrifice, hard work, dedication and consistency to even make it to the Olympics.

Our Caribbean athletes have shown admirable grit, tenacity and a fighting spirit and as a Caribbean brand, entirely committed to the development of the region and showcasing our regional talent, we are beyond proud of every single athlete who went out there to represent their country.”

The competitors will get complimentary accommodations in recognition of their excellent accomplishments and perseverance during an Olympics marred by delays and uncertainty owing to the COVID-19 pandemic.

“These games and the performances our athletes have delivered have been just what we need to lift our collective spirits. We can never thank our athletes enough for everything they do for their countries and we cannot express enough what it means to all of us but we are certainly going to make sure they have the best vacation experience of their lives when they redeem their well- earned prizes,” said Stewart.

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Countries must take responsibility for climate change

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THE EXERCISE of personal and shared responsibility by countries, including those of the Caribbean, has never been more important than at this time in the effort to thwart the impacts of a changing climate.

This is according to Professor Michael Taylor and Dr Tannecia Stephenson, both of them respected climate-change researchers from The University of the West Indies (UWI), and who have noted for the region key findings from the recent Intergovernmental Panel on Climate Change (IPCC) report, Climate Change 2021: The Physical Science Basis.

“How bad it becomes will depend on how bad we let it become! The world, and the Caribbean, have a say in how bad climate change eventually becomes and also how bad the impacts will eventually be,” the duo insisted in a paper shared with The Gleaner.

“The Caribbean has to intensify efforts to get limits on global warming. But even then, the world has already committed itself to some level of increase and impact. This means adaptation planning takes on even greater importance for the Caribbean, as well as issues such as ‘loss and damage’,” Taylor and Stephenson added.

“Does the region have collective positions on mitigation, adaptation, and loss and damage? Is it making that position known to the world and its own citizens? Is everybody aware of what they can do? The stark message to the region is that everybody has to be part of the solution!” they said further.
Taylor is dean of the Faculty of Science and Technology at The UWI, while Stephenson heads the Physics Department. Both are leaders in the Climate Studies Group, Mona.

Their statement follows findings from the IPCC report, which reveal, among other things, that with every additional increment of global warming, changes in extremes continue to become larger.

This is even as with further global warming, every region is projected to increasingly experience concurrent and multiple changes in climatic impact-drivers.

“Changes in several climatic impact-drivers would be more widespread at 2 degrees Celsius compared to 1.5 degrees Celsius global warming and even more widespread and/or pronounced for higher warming levels. For example, at 2 degrees Celsius global warming and above, the Caribbean is projected to experience an increase in frequency and/or severity of agricultural and ecological droughts,” Taylor and Stephenson said, citing the report.

It is critical, they insist, that all efforts be made to restrain global warming at 1.5 degrees Celsius, in alignment with the Paris Agreement.

That agreement, signed in 2015, commits countries to “holding the increase in the global average temperature to well below two degrees Celsius above pre-industrial levels and pursuing efforts to limit the temperature increase to 1.5 degrees Celsius above pre-industrial levels, recognising that this would significantly reduce the risks and impacts of climate change”

“We can still limit global warming to 1.5 or two degrees, but only if global greenhouse gas emissions are reduced drastically,” they noted.
To get there, they said, “the Caribbean must collectively lobby for greater global greenhouse gas reductions by the whole world at the upcoming Conference of the Parties (COP26)”.

“Net zero carbon dioxide emissions by mid-century can limit global warming to 1.5 or two degrees within this century. It will not be easy and will require everybody to play their part.

This means the Caribbean must also reduce its own emissions through greater use of renewable energy, preservation of blue and green forests, and reducing emissions from waste and transportation,” the researchers noted.

The COP, held annually, is where climate deals are brokered. This year’s event is to be held in Glasgow in November and is seen as critical, as countries the world over look to settle the course – from the required reporting protocols to financing, among other issues – towards a stable climate future.

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Caribbean Travel News – August 20, 2021

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The US Is warning Americans Not To Travel To Dominica Because of COVID-19 And as The Island Reported Its First Death From The Virus.

Canada is Warning Against Non-Essential Travel To The British Virgin Islands, The Cayman Islands, and Haiti due to COVID-19 and the August 14, 2021, Earthquake, Respectively.

Cuba now has the most number of COVID-19 Cases In The Caribbean and most Number of Deaths From The Virus.

Turks and Caicos will be requiring all visitors 16 and over to show proof of full vaccination in order to be granted entry to the destination. The rule will apply to all visitors who are 16 years and over.

Elite Island Resorts has announced that it will require all its guests 12 and older to be vaccinated against COVID-19 as of September 1st at its properties in Antigua, St. Lucia, The Grenadines, and Barbados.

Get ready for the Air France nonstop Flight between Miami International Airport and Pointe-a-Pitre, Guadeloupe. It operates twice each week, with service on Tuesdays and Fridays. And Virgin Atlantic will begin flying from London Heathrow to St Lucia three times on December 18th.

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10 girls on Afghanistan’s robotics team rescued

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Ten girls from Afghanistan’s girls robotics team have been rescued out of Afghanistan.

“Several members of the girls Afghan robotics team have safely arrived in Doha, Qatar, from Kabul, Afghanistan,” a statement from the Digital Citizen Fund and Qatar Ministry of Foreign Affairs said of the Afghan Girls Robotic Team.

The team, which consists of a group of girls ages 16-18 who have overcome hardship to pursue their love of engineering and robotics in Afghanistan, safely arrived in Doha, Qatar, days after Kabul fell to the Taliban.

“The Digital Citizen Fund (DCF), the team’s parent organization, is deeply grateful to the government of Qatar for their outstanding support, which included not only expediting the visa process but sending a plane after outbound flights from Afghanistan were repeatedly canceled,” the DCF said in a statement.

Elizabeth Schaeffer Brown, a board member on the DCF, said that she and the DCF founder had been working with Qatar since early August when it became clear that the Taliban would be overthrowing the government.

“The flight out of Kabul was only at the very end of a journey in which safety was always a concern,” she said.

“Ultimately the girls ‘rescued’ themselves. If it were not for their hard work and courage to pursue an education, which brought them in contact with the world, they would still be trapped.

We need to continue to support them and others like them,” she said. Unfortunately, several members of the team remain in Afghanistan. DCF is working with Qatar to arrange transportation for the remaining members and their aides.

When Kabul fell, the robotics team was on the mind of many.
Allyson Reneau, a mom of 11 who graduated from Harvard in 2016 with a masters in international relations and U.S. space policy, could not stop thinking about the girls when the Taliban began to take over the country.

Reneau, 60, first met the girls through her work on the board of directors for Explore Mars, when the girls attended the 2019 Human to Mars conference. Reneau has kept in touch with the girls over the years, and as reports of a Taliban takeover grew, she had an overwhelming feeling the team of girls might be in danger.

“I remembered my former roommate in D.C. a couple of years ago was transferred to Qatar,” Reneau explained. “She said she worked in the U.S. Embassy in Qatar… she was sure her boss would approve helping the girls.” Reneau and her former roommate attempted the necessary paperwork to get the girls out.

It is unclear how much their efforts helped, but Reneau is relieved to know 10 of the girls are now safe. The U.S. State Department did not immediately respond to requests for comment on the effort.

The girls were flown to a secure location, where they will be able to pursue higher education.

“We appreciate this and hope it translates to a long-term commitment to girls’ education,” Brown said. “This is the most effective way to guarantee their safety and a better future for everyone.”

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Carib Voxx: A Community of Creators and Visionaries

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Media

Carib Voxx is a Digital Media company and Caribbean Content platform. It globally pushes all areas of the Caribbean culture from music and art to lifestyle.

The venture was founded in 2018 by Lushane Salmon and is headquartered in Kingston which is the cultural capital of Jamaica and the wider Caribbean.

Its founder is a visionary unlike any other and is looking to bring about change in how Caribbean content is created and presented globally.

 Dweet Fi The Culture

International Superstar ‘Popcaan’

A community of Caribbean Creators and Visionaries. Carib Voxx is really an industry changer and pioneer in building a platform that highlights all areas of Caribbean culture on one platform for all to see.

The company is establishing industry credibility for Caribbean content while being the voice of millennials staying on top of subcultures and youth culture throughout the Caribbean.

Carib Voxx helps brands achieve their goals through their team of producers, writers, designers, strategists, analysts, and developers. Sevices offered include production, editorial, design, and strategy.

The platform is dedicated to bringing change to the Caribbean media space and we are really looking forward to it.

To get a detailed look at what the venture has to offer, view media kit below.

Carib Voxx Media Kit
Carib Voxx Media Kit
Size: 1.69 MB
Version: 2020

Source: Website, Instagram, Facebook, Twitter, LinkedIn

Top Passive Online-Income Streams

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What is Passive Income?

Passive income is the income that someone generates without making much “active” effort to keep it. In essence, you can earn money by doing most of the work upfront and putting in some greater mile along the way.

It refers to the income that you could earn side by side and a promising career and acts as an additional source of money in a way. People all around the globe do multiple side hustles along with having an adequate full-time job, which allows them to have expertise in many different areas.

YouTube Blogging:

Blogging, or nowadays commonly known as Vlogging, is an easy way for people to record their daily life events and showcase them to the world.

You can create a kind of online journal, and surprisingly, many people are interested in having an insight into how people go onto their everyday journeys. Many people have gotten quite famous just from earning through YouTube, even so, that many YouTubers turn to Vlogging as a full-time job.

Users can earn from the views they’re receiving from people watching their videos and from digitally marketing brands and displaying ads for various companies between their vlogs.

Once a YouTuber starts getting more and more fame, renowned companies themselves reach out to get their brands endorsed, and it’s an easy way to earn a lot in a small period of time.

Digital Courses:

It’s not unlikely here for someone with a passion for things like art, for example, to be having a 9-5 office job that is entirely irrelevant to what they really wanted to do.

For people like those, conducting online digital courses is an easy way to earn a sum of money and reinstate their true passion in their lives.

Users can share their knowledge with people who are really willing to learn and charge enormous prices for these courses, whether art, computer languages, guitar courses, cooking classes, or language-related.

Instagram Sponsored Posts:

For people that spend their day-to-day lives spending hours scrolling on Instagram, earning through that platform is a rapid and easy method.

All you really need is a good amount of fan following, and you can start sponsoring brands in every post. Users can induce brand products in their daily lives and earn by just posting about them.

Just like YouTube, once a person becomes Instagram famous, new opportunities automatically follow, and brands themselves reach out to the user to get their products introduced in the market.

Invest in Stocks:

Most people that are too busy with their original job and still want to earn some easy money can invest their funds into the stock market.

Many billionaires swear by this method, and having stocks in well-known companies has contributed a lot to their bank account balance.

All you really need to do is keep a keen eye on the highs and lows of the market and accordingly invest in the company whose stock price is expected to increase.

You can quickly sell that stock when needed and earn a lot from it.

Which income streams are you currently working on?

Growing Your Own Money Tree

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What is a Money Tree?

A money tree is a profitable investment vehicle that generates true passive income over time and on a regular basis. This investment vehicle should be able to take care of all your living expenses and should be readily available.

The idea of a money tree is what most people think about whenever finances come to mind. Being able to pick from your own personal money tree is a dream for most but can be a reality if done properly.

In our opinion, there is really one true way to grow your own money tree, a dividend portfolio.

What is a Dividend?

A dividend is a sum of money paid regularly by a company to its shareholders out of its profits (or reserve). Starting your own dividend portfolio is very easy and can be done in a day.

All you need is a brokerage account from a broker of your choice, some starting capital, and time. Getting to financial freedom or to a point where you can pick off of your money tree fast will require one of two things. Either a lot of time or a lot of capital; However, the ideal scenario is to have both.

Everyone should try creating a dividend portfolio because it’s a no-brainer, you should make money work for you. “If you don’t find a way to make money while you sleep, you will work until you die” – Warren Buffet

What should you invest in?

Getting the account is the easy part, picking the perfect companies is where the challenge is. Learning how to invest can be a daunting task but it’s not impossible especially in this day and age. There is an easier solution to accomplishing this, an index fund.

What is an Index Fund?

An index fund is a type of mutual fund whose holdings match or track a particular market index.

Examples of popular index funds are:

  • iShares S&P 500 Value ETF (IVE)
  • Schwab U.S. Large-Cap Value ETF (SCHV)
  • Vanguard Total Stock Market ETF (VTI)
  • Sagicor Financial Select Fund
  • Sagicor Manufacturing & Distribution Fund

Pros

Index funds are diversified across many industries, thereby providing an additional layer of safety for investors.

Index funds have a lower transaction cost due to the fact that the investments are held until the index itself changes.

Cons

Index funds attract a management fee which is an additional cost than simply buying an individual stock.

Being overly diversified is a double edge sword, it smooths out volatility and lesser risk but it also limits the upside.

When to enjoy the harvest?

Planting the seeds and nurturing the crop is one-half of the pie, reaping the fruits of your labour is a feeling unlike any other. Knowing when to start reaping is not as easy as it sounds but is the ultimate end goal.

There is no one answer to this question and is actually specific to each individual. Knowing when to start using your dividend paycheque is depending upon your lifestyle, age, and living situation.

Achieving financial freedom is very possible, it just requires dedication and sacrifice.

Have you planted your first seed?

Multiple Streams Of Income

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We can’t have financial freedom and gain wealth without first having created multiple sources of income or passive income. No one knows this better than an entrepreneur.

Entrepreneurship isn’t easy and income streams dwindle all the time. Hence, most business owners work assiduously and meticulously to ensure they aren’t ‘storing all their eggs In one basket’.

Having income flowing in from multiple avenues sounds great! right? It is great!. However, the reality is that it is difficult for persons to create a single income stream let alone multiple.

Fortunately, in the technological era that we are living in, the internet has made it simpler, faster, and more affordable to generate more than one income. Albeit it takes time, dedication, and a whole lot of patience to grow each revenue.

If you are like me, who was tired of living off one single paycheck that barely sufficed, or covered just enough to get me to the next payday, now is the best time to consider building out multiple sources of income.

Benefits of Multiple Streams / Passive Income

  • Better Security – It dramatically reduces the risk of you ‘losing it all.’ If one source drops or declines, other sources will help bridge the gap.
  • You can create income by doing what you love and are passionate about.
  • It is easier to generate several small income streams that produce a few thousand dollars over a short period than a large one that produces one big lump sum.

DRAWBACKS:

  • Time-Consuming – It is challenging to keep up with all the undertakings for every income stream and give careful attention to keep them growing and producing profits.
  • The groundwork to build out each stream can be grueling and laborious.

Don’t be discouraged by the drawbacks. The time you take to invest and sow into each income stream will bear fruitful harvests for a very long time and the benefits will outweigh potential challenges.

A first great step to building out an income source is by writing the vision down on paper, in a book, or on a vision board.

You don’t have to be a full-fledged entrepreneur to start the journey. Maybe you want to keep your full-time job but need extra money to help accomplish your goals in a shorter amount of time.

For example, buying a car, saving to purchase a house, clear debt(s), or even put money aside for an overseas trip. Maybe one day your side hustle could eventually turn into your full-time job.

Income Ideas For Creating Wealth

Become a Silent Business Partner

If you know of a start-up business that has the potential for growth you can provide the capital needed and become an investor.

If you do not want to take such a high risk, you can partner with an already established and successful company (that is seeking investors for expansion).

Airbnb

Airbnb has exploded over the past few years. It provides accommodations that are way less expensive than traditional hotels, especially for travelers around the world.

If you have additional unused space in your home or own a property that is not occupied, these spaces can be used to accommodate guests and earn extra money. You can create a listing on Airbnb.

How much you earn depends on the condition, size, and location of the space being rented. For example, If your home is located in a high-cost city or close to a resort, your income will be higher. Why not make profits off unused space?.

Start a Home-Based Business

Doing what you love is great and turning what you love into a solid business is even better. Most home-based businesses have low start-up costs.

If you are considering this as a passive income source, it should be based on your passion(s) and skill set.

If you love to bake, you could create a home-based pastry business or even offer catering services.

If you like to paint or create homemade products, these items can be sold on various online platforms and apps like Etsy and Pixapp.

There are a lot more opportunities available, depending on your income goals and your level of skill set.

Change Happens, Anticipate It

Who Moved My Cheese by Dr. Spencer Johnson, gives an overview of our approach to the circumstances of life. Not everything stays the same and certainly, not everything lasts forever. The same is true with our jobs.

It is quite difficult to rely on a 9-5 for one’s entire livelihood,  what with the possibility of pay cuts and lay-offs. Therefore, with having more than one income stream, you can avoid being dependent on a single cash source and eliminate being caught off guard should a company decide to down-size or cease operation.

whichever path you choose, with sufficient time, effort, and capital you put into your venture, you will be successful in creating wealth through multiple income streams.

The best investment anyone can make is to invest in one’s self